Horse and carriages in a funeral procession

Weigh up the cost

I am often approached by families asking what help is available for those responsible for the cost of the funeral. At what is a difficult time the added worry about finding the necessary funds can be extremely stressful.


At Gordon Barbers we always give advice and guidance providing clear and precise information about cost so that the family will leave our funeral home feeling assured, informed and that we have helped to alleviate their concerns.


The price of the funeral is determined predominantly by what the family chooses for the day.


For instance, a simple coffin with no limousines will be significantly less that one with a solid oak casket, coach and horses and obituaries in the Telegraph.


No funeral is the same and neither are the costs. It’s all about finding the right elements that make up a personal service at a cost that is affordable for those left behind.


For the families faced with arranging a funeral with no funds available, be it insurance, property or savings, they may seek to approach the Department of Work and Pensions (DWP) for assistance.


I am often approached by families asking what help is available for those responsible for the cost of the funeral. At what is a difficult time the added worry about finding the necessary funds can be extremely stressful.


At Gordon Barbers we always give advice and guidance providing clear and precise information about cost so that the family will leave our funeral home feeling assured, informed and that we have helped to alleviate their concerns.


The price of the funeral is determined predominantly by what the family chooses for the day.


For instance, a simple coffin with no limousines will be significantly less that one with a solid oak casket, coach and horses and obituaries in the Telegraph.


No funeral is the same and neither are the costs. It’s all about finding the right elements that make up a personal service at a cost that is affordable for those left behind.


For the families faced with arranging a funeral with no funds available, be it insurance, property or savings, they may seek to approach the Department of Work and Pensions (DWP) for assistance.


A general myth is that the person arranging the funeral thinks that because the deceased was receiving benefits that a claim will be successful. However that is not the case. When a claim is submitted it is the personal circumstances of the claimant that will determine whether it is successful or not. The person arranging the funeral must be receiving one of a number of benefits, for example income support, income based jobseekers allowance, housing benefit or council tax benefit, to name a few. There may also be some consideration about the circumstances of other relatives of the person who has died.


It is possible that the bereaved are able to claim for other benefits after someone has died. Being widowed may make you entitled to widowed parents allowance or bereavement allowance.


A bereavement payment is a tax-free lump sum to help upon the loss of a husband, wife or civil partner.


Circumstances will be taken into consideration, for instance age and national insurance contributions that have been made prior to the person dying. The amount received in state pension may be increased depending on national insurance contribution etc.


There are payments for bereavements in special circumstances such as if the death was caused by an industrial disease or accident.


If your husband, wife or civil partner died as a result of service in the armed forces you may be able to get help through the Armed Forces Compensation Scheme.


For further information about help with the cost of a funeral or benefits available from the Department of Works and Pensions, see leaflet: “What to do after a death in England or Wales” which can either be obtained through your local funeral director of from Jobcentre Plus at www.jobcentreplus.gov.uk


When making funeral arrangements, always ask for detailed, upfront information about cost and an estimate in writing, and through open frank discussion you will receive the reassurance of what you are paying for.